Since 1 October 2014, the Coconut Development Board of Kerala is implementing an insurance policy called Kera Suraksha Bima Yojana for those who climb coconut trees. The objective of the scheme is to provide insurance coverage against any major or minor accidents to all traditional coconut tree climbers and Friends of Coconut Tree (FOCT) trainees.
Kera Suraksha Bima Yojana is being operated by Coconut Board in association with M/s. Oriental Insurance Company Limited, Thripunithura, Ernakulam Distt. The state government is providing insurance coverage up to Rs. 2,00,000 for one year to all trainees under FoCT Training Program and Neera Technician Training Program.
Further, the government has increased the amount from the existing amount to Rs. 1 lakh to Rs. 2 lakh per year under Kera Suraksha Bima Yojana. Majority of the nominal insurance premium of Rs. 66 Coconut is borne by the Board. At the end of the policy term, the beneficiaries will have to renew the policy.
Application Form of Kera Suraksha Bima Yojana
Given below are the registration steps for the Kera Suraksha Bima Yojana 2021 launched by the Government of Kerala:-
Phase 1: Candidate have to visit the official website or Coconut Development Board coconutboard.gov.in
step 2: After that, click on “Application letter“Tab on the homepage. Now, scroll down the next page and click on the Kera Suraksha Bima Yojana Application Form English link or directly click https://coconutboard.gov.in/docs/Appl-Kerasuraksha.pdf
step 3: This application can also be downloaded in Malayalam language by clicking on Kera Suraksha Bima Yojana Application Form Malayalam or by clicking directly https://www.coconutboard.gov.in/docs/Appl-Kerasuraksha-malayalam.pdf
step 4: After downloading the form, the candidate has to fill all the required details in the form including name (CTC/ Trainee), address, phone number, name of the nominee etc. After filling the form and attaching required documents, it has to be submitted to the policy issuing office Oriental Insurance Company Limited / Coconut Development Board.
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Step 5: The office address is mentioned in the application form itself. Below is the snapshot of the application form
Step 6: The filled application form along with DD for Rs. 17/-, drawn in favor of M/s. Oriental Insurance Company Limited, payable at Ernakulam, will be forwarded to the Chairman, Coconut Development Board, Kera Bhawan, Kochi-682 011. Board balance Rs. 49/- for renewal of the policy.
Application form, claim form and other details are available on Coconut Development Board website (www.coconutboard.gov.in). For further details kindly contact the Statistics Section of the Board. Phone: 0484 2377266/0484 2377265.
Benefits of Kera Suraksha Bima Yojana
Many benefits of insurance policy are being provided under this plan. Coconut tree climbers or trainees will get financial help if they are admitted to the hospital. Nominal fee only Rs. 66 per annum out of which Rs. 49 Coconut will be borne by the board, so no payment will be made to the beneficiary. The beneficiary can avail the insurance policy for any accident. Below is a detailed example of the benefits of the plan
For more details visit the official link- https://www.coconutboard.in/docs/kera-suraksha-doubled-2014.pdf
Premium under Kera Suraksha Bima Yojana
The applicant has to make a Demand Draft (DD) of Rs. 17 which will be drawn in favor of M/s. Oriental Insurance Company Limited Balance Rs. 49 will be paid by the Coconut Board for the renewal of the policy.
The image of the premium (inclusive of tax) payable is given below:-
Candidates can also call on 0484-2377266/ 0484 – 2377265 to know more about the scheme.