Kerala Saranya Loan Yojana 2021 Registration and Log in Employment.kerala.gov.in. Government of Kerala. Saranya Yojana has been launched for unemployed women. The main objective of this self-employment scheme is for backward and segregated women such as widows, uneducated, divorced women and those above the age of 30 and untold mothers related to the schedule tribes. Under this scheme, the bank will pay Rs. 50,000 for starting self business.
Under Saranya Yojana, 50% loan amount up to a maximum limit of Rs. 25,000 will be given as a government grant by the Department of Employment. To repay the loan amount under the Sarnya Swarozgar Yojana, there will be 60 equal monthly installments.
The Saranya scheme is applicable to all individual entrepreneurs. This loan scheme is still applicable for women who want to start joint business by more than one entrepreneur. In this joint startup, each woman will get more amount of money in business than a single and will get more loan and subsidy.
Kerala Sarnya Loan Scheme 2021 – Full Details
The scheme was approved on GO (P) No.81 / 2010 / Labor Date 24.07.2010. Saranya is a new self-employment scheme launched by the state government for the upliftment of the most backward and isolated women in the state, which includes widows, divorced, deserted, women above 30 years of age and mothers of Scheduled Tribes, separated and Has a disabled wife. The patient lying on the bed.
50,000 is given for starting an undertaking of self-employment, an interest-free loan of up to Rs, 50% of which is reimbursed by the government for a maximum of Rs. Is subjected to 25,000 / – through Employment Department. Repayment will be in 60 equal monthly installments.
If the enterprise requires an amount above the limit of Rs.50000 / -, the applicant will have to remit his beneficiary contribution of 10% of that amount. At the most, the beneficiary will have to pay an amount of 3% as interest at the rate of flat, in which he will pay Rs. 50000 / -. For undertakings that are successfully run and at least 50% of the loan amount has been repaid, the additional loan amount is subject to a maximum of 80% of the original loan amount at basic interest rates which is eligible for expansion of the enterprise.
The scheme is for individual ventures, but it is also allowed to start joint ventures by more than one entrepreneur. Everyone in this joint venture will get maximum loan and subsidy. The beneficiary is exempted from providing any security for the loan amount.
Login on Kerala Saranya Scheme registration and employment
Job seekers are already registered in any employment exchange or are willing to apply online for new registration (first time visitors), can use this facility to create login in this portal and then proceed .
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Phase 1: First of all, visit the official website of the National Employment Service of Kerala https://employment.kerala.gov.in/
step 2: On the homepage, click on “Online servicesClick the tab or directly https://eemployment.kerala.gov.in/ National Employment Services Kerala e-employment exchange portal page to open.
step 3: Then click “Register as a jobseekerThe tab for opening e employment exchange registration form as shown below: –
step 4: Here applicants can enter name, date of birth, mobile number, required login ID, password, e-mail address, Aadhaar number and then click “.log inButton.
Step 5: Applicants can enter username, password and then click “.taking admission“Kerala Saranya Loan Scheme” button to login.
Saranya loan scheme application form pdf download
Candidates can download the application form from the official website or physically employment office. Then they have to fill the complete details and submit the application form to the village officer along with the detailed application report and income certificate. People can easily download the Sarnya Yojana application form in PDF format through the link given below: –
- The employment exchange officer will verify the correctness of the application and supporting documents. Eventually it will be sent to the District Employment Office.
Direct link to Saranya loan scheme application form pdf – https://employment.kerala.gov.in/wp-content/uploads/2020/12/Saranya-Fan.df
Eligibility Criteria for Saranya Loan Scheme
All unemployed widows, divorced, uninhabited, spinsters above 30 years of age and deported mothers of Scheduled Tribes are exempted from the age limit of 18 to 55 in the live register of employment.
|Widows (late wife) means a woman whose husband has died and she has not remarried till date. The certificate can be obtained from the Village Officer / President of the Gram Panchayat or the President of the Municipal Corporation or the Mayor of the Corporation.|
|Divorced women are women who are divorced / who obtain a divorce certificate by the court or their religious organization. He can be of any religion. That divorce certificate will show that he has not remarried until the village officer moves the application forward.|
|Niranjan means a woman deserted by her husband / woman whose husband is missing means a woman whose husband has been absconding for the past seven years or otherwise missing. Such a woman should get a certificate to this effect from the Tehsildar and also that she has not remarried till date.|
|Spinsters means unmarried woman means a woman who has completed 30 years of age on 1 April of the year of application and is not married yet. A certificate to this effect is to be obtained from the village officer.|
|Unmarried mother means women who belong to the Scheduled Tribe category means a woman who belongs to the Scheduled Tribe category and became a mother without marriage. A certificate to this effect is to be obtained from the village officer clearly stating the caste and community.|
The annual family income should not exceed Rs. 1,00,000 / -. Preference will be given to people with professional or technical qualifications. For more information about Saranya loan scheme – Click here
Application forms are available free of cost from the employment office where the candidate is registered and has to be submitted there along with the detailed report and income certificate of the project officer.
The primary verification of the application will be done in the employment verification regarding the correctness of the data filled in the application form, income certificate, community certificate, certificate regarding their marital status, etc. Then if it is presented at the Municipal Employment Office, it will be. Referred to the concerned District Employment Office.
Scrutiny applications are submitted by the District Employment Officer to the District Committee for sanctioning the loan. There is a District Authority Committee for Sarnia where the District Collector is the Chairman and the District Employment Officer is the convenor. The Government of Kerala is the appellate authority.
The loan amount is sent directly to the applicant’s bank account from the Employment Department. The beneficiaries of Saranya Swarozgar Yojana will be considered for regular vacancy only and not for temporary vacancy.
Monitoring of self-employment scheme for destitute women
The Director of Employment is the controlling officer of the Kerala Sarnya Loan Scheme. The scheme is directly supervised by the District Employment Officer and the Town Employment Officer. If the beneficiary does not pay 3 consecutive installments, two reminders will be sent.
If no response is received, then revenue recovery action will be initiated to realize the loan amount with interest. Further, if it is later found that the loan amount is used for other purposes than the approved project; The entire amount including revenue will be recovered through revenue collection.
Overview of Kerala Sarna Scheme
- Kerala Sarnya Yojana has been launched by the state government for the upliftment of the most backward and segregated women in the state.
- Widows above 30 years of age, divorced, uninhabited, unwilling mothers of Scheduled Castes and Scheduled Tribes, wife of differently-abled and afflicted patients are the beneficiaries.
- Interest Charge Loan Rs. 50,000 is given for starting a self-employment venture.
- All unemployed widows above 30 years of age, divorced, deserted, spinsters and unwilling mothers of Scheduled Tribes in the live register of employment exchanges between the age limit of 18 years.
Check Self employment scheme list On https://employment.kerala.gov.in/schemes/
Source / reference link: https://employment.kerala.gov.in/saranya/